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Instructor Blog - Credit College - Commercial Business

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Management Assessment, Projected Cash Flow, and the First Way Out


  • admin

  • 8/25/2021 10:18:33 PM

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  • Credit College - Commercial Business
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Q: Is there a particular software program that you recommend to run projections?

A: There is no specific software program we recommend. The programs can range considerably in price and support.

It is customary to experiment with a specific software program on a trial basis, usually lasting one month. A key feature to look for is the focus of the projections input. If the focus is on the likely values for the Business Drivers, i.e., sales growth, gross margin, SG&A%, Owner Payout Rate, Accounts Receivable Days, Inventory Days, Accounts Payable Days, and Fixed Asset Spending – or something relatively close – that is an encouraging sign. But if the focus is on each line item in the income statement and balance sheet, that usually results in a totally unworkable projection process.

As a matter of information only, Moody's Risk Analytics and Baker Hill are two fairly widely used software programs.

Course overview: Management Assessment, Projected Cash Flow, and the First Way Out

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